Self-pay only
I currently do not accept insurance. I have several reasons for this but here are a few:
- Insurances require a diagnosis in order for them to cover your sessions. I do not believe that everyone needs to have a diagnosis to benefit from therapy.
- Insurances can restrict the type of treatment you receive as well as the number of sessions. I prefer to not worry about what the insurance thinks you need. After all, they have never even met you.
- Privacy. When using insurances, your insurance company can request your records at anytime. Being self-pay, your records will never be released and stay private between you and me. (Unless a court order is presented).
- You could still be reimbursed by your insurance company. I can provide you with a super-bill that might make you eligible for reimbursement from your insurance. (see below)
Current Fees
My sessions are billed at $150 per 50 minute session.
Initial Intake sessions are billed at $195 for 60 minutes.
Ninety Minute sessions available for $215
Two hour sessions available for $250
Payment
Payment is due at the time of service. Your credit card will be kept on file and charged after each session. Please be sure to keep your information up to date. Credit card information and authorization forms will be sent to you in your client portal prior to your first session.
Reimbursement
Even out of network, there is a possibility your insurance will reimburse you for a portion of your payment. Please check with your carrier and inquire if they will cover out of network visits for mental health. If so, I can gladly provide you with a “super-bill” which will allow you to submit for reimbursement. Please note: coverage will vary, reimbursement rates will vary, and you may need referral from you primary care physician. It is your responsibility to contact your insurance and determine if they will reimburse your sessions. Some questions you might want to ask are:
- Do I have mental health insurance benefits?
- What is my deductible and has it been met?
- How many sessions per year does my health insurance cover?
- What is the coverage amount per therapy session?
- Do I need a referral from my primary care physician?
IMPORTANT: It is important to remember that IF you request reimbursement from your insurance, they may request access to your notes in order to approve the payment. Please inform me in your first session if you plan to request reimbursement.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.